Blog

18 09, 2018

Protecting Your Personal Information

Every year millions of Americans have their personal information fall into the wrong hands. The impacts can be devastating and the recovery process can be lengthy.

There are some preventative measures we all should be taking; including identifying the unnecessary items in our wallets. When was the last time you reviewed the items in your Read More

11 09, 2018

How to Improve Financial Wellness

September is self-improvement month, and many Ohioans feel they could stand to improve their financial wellness.

In an Ohio Credit Union League 2018 consumer survey, respondents were asked to rate their financial wellness on a scale from one (lowest) to five (highest). The average response was 3.48. And a majority of respondents, 88.08 percent, admitted Read More

4 09, 2018

What is a Secured Credit Card? And Should You Get One?

What is a Secured Credit Card?

A Secured Credit Card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $500 in the account, you can charge up to $500. Secured Credit Cards are great for people with bad credit or limited credit because they are almost Read More

21 08, 2018

Why to Stay Cautious When it Comes to Short-term Loans

With back-to-school time finally here, this can mean additional monthly expenses for a family household. For some, these unexpected and emergency expenses can lead to taking out high-interest loans from finance companies without realizing what they’re getting involved with.

According to the Ohio Credit Union League’s 2018 consumer survey, 30 percent of respondents said they Read More

14 08, 2018

Back to School Time

It’s hard to believe that another summer has come and gone, and a new school year is quickly approaching. Of course, this time of year always brings out a mix of emotions. Parents and students are overcome with excitement, maybe a little sad as the summer ends. Kids are even anxious and possibly scared Read More

7 08, 2018

0% Credit Card Balance Transfer Options

You’re seeing a lot of 0% balance transfer ads and marketing letters lately. I’m sure it’s very tempting to finance a vacation, new appliance or television knowing you can transfer the balance for 0%. Doing so is what is commonly referred to as “using OPM” …. other people’s money! Sounds great, right?

Where’s the catch?

There Read More

31 07, 2018

Pay Anyone

Peer-to-peer payments also known as P2P payments have been around for nearly 20 years and almost everyone knows about PayPal, one of the first and largest P2P companies. Although P2P payment systems have been around for quite awhile they have been increasing in popularity as of late with several new companies hitting the market Read More

24 07, 2018

Big Things Have Been Happening at Day Air Credit Union!

Summer of 2018 has been an exciting time at the credit union and Day Air is very eager to see what fall is going to bring! Over the past few months, they have received multiple distinctions for being a top-rated business in the Miami Valley. They were also on the list for a top-rated Read More

17 07, 2018

Are You Ready?

Over the past six or so months, my family had the opportunity and the honor to serve my father who eventually was diagnosed with a form of dementia, which was caused by small strokes. To say that we were NOT ready and able is an understatement. The willingness was there, but not necessarily the Read More

11 07, 2018

Understanding How to Refinance Intelligently

The landscape of mortgage refinancing is shifting, but that shouldn’t necessarily scare homeowners away from considering this financial move.

According to the Ohio Credit Union League’s 2018 Mid-Year Consumer survey, 57 percent of respondents have refinanced a mortgage. And most Ohioans, 81.7 percent, believe the best reason to refinance a mortgage is to take advantage Read More