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Couple looking at new construction of their house.

Construction loans to build a new house.

You’ve been designing your dream home in your head for years. With a Day Air construction loan you can bring the home of your dreams to life! Day Air construction loans provide the financing you need to build your home from the ground up in the Miami Valley. 

Understanding Construction Loans at Day Air Credit Union

  • Find your dream lot and a builder from Day Air’s approved list. In order to get a Construction Loan from Day Air Credit Union, you must be working with a builder from Day Air’s approved list. Don’t see your builder? Have them contact Day Air to get approved.
  • Apply for your Day Air Construction Loan. Our mortgage professionals are here to walk you through the process of getting a construction loan in Dayton, Vandalia, Kettering, Beavercreek, Springboro, Bellbrook and surrounding communities.
  • Home building loans typically have interest-only payments while your home is under construction. These payments then convert to a permanent loan with a fixed or adjustable rate depending on your needs.
  • Day Air offers a one-time close – meaning your rate will be locked before construction and you’ll only have to sign one set of documents which covers the construction period and the permanent loan.
  • The minimum down payment for a construction loan at Day Air is 5%.
  • The maximum construction loan amount is $650,000.

Get started! Contact our team today!

Builders currently approved for Day Air Construction Loans.

Ellis Construction
Harlow Builders
– Neff Custom Builders –
Peebles Homes
Schumacher Homes
– TK Constructors –

Are you a builder looking to get on Day Air’s approved builders list?

*Complete details for Day Air Mortgages
Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) of 2008, Day Air Credit Union and all Mortgage Loan Officers employed by Day Air Credit Union are registered with the Nationwide Mortgage Licensing System Registry (NMLS Registry). A unique identifier (NMLS Number) has been assigned to the Credit Union and each Mortgage Loan Officer.
You are encouraged to use the NMLS Identification Number(s) to conduct additional research within the NMLS Consumer Access website. NMLS Consumer Access is a free service for consumers which provides licensing information for mortgage lending institutions and individual Mortgage Loan Officers. You may access this service by visiting the NMLS Consumer Access website at:
NMLS ID: 411837.
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