Blog

12 12, 2017

Kettering Holiday Giving

We at Day Air Credit Union believe that community is a part of our very essence and we demonstrate that throughout the year with community sponsorships and donations.

Of course, for all of us, our hearts are opened just a little wider during the Christmas and holiday season and we want to share a couple Read More

5 12, 2017

What is the CFPB and Why Do We Care?

The Consumer Financial Protection Bureau (CFPB) is an independent government agency created as part of the 2010 Dodd-Frank legislation.  Its primary purpose is to protect consumers from deceptive practices of financial companies such as the mortgage activities of Wall Street brokerage firms that contributed to the Great Recession.

The agency is receiving quite a bit Read More

28 11, 2017

How Can Sticking to a Budget Be Less Problematic?

While many Ohio consumers plan to start 2017 off with a household budget, sticking to that budget may pose a problem. Data from consumer survey conducted by the Ohio Credit Union League reveals 75 percent of respondents plan to start the New Year off with a household budget, but 45 percent of those respondents Read More

14 11, 2017

How Do Merchant Data Breaches Affect Your Identity?

Every year millions of Americans become victims of fraud due to merchant data breaches. And, with the recent Equifax breach, which affected 145.5 million people, chances are your information has been compromised.

Although most consumers have probably only heard about a few breaches, more than 1,100 data security breaches have occurred thus far this year Read More

7 11, 2017

This Veteran’s Day, Do More Than Just Saying “Thank You”

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    This Veteran’s Day, Do More Than Just Saying “Thank You”

While looking out of my office window thinking of topics to write my blog, my attention is captivated by the huge American flag blowing in the breeze in front of the main entrance to the Dayton VA hospital. The flag serves as a reminder of what our service men and women have fought for, Read More

31 10, 2017

The Season of Giving

The “Season of Giving” is approaching fast. This six week period between Thanksgiving and New Year’s is the busiest time of year for charities and donations.

Americans gave almost $400 billion dollars in donations of money, toys, food and clothing last year alone.  To make the most of your donation consider these tips:

Choose wisely: Read More

17 10, 2017

When Credit Scores Have Credit Scars

A Credit 101 Halloween edition

I can vividly remember one specific Halloween day, I was riding my bike with my friends on the street in front of my house.  I was in my early teens and as always, my competitive nature got the best of me as a race broke out.  Just as I reached Read More

12 10, 2017

Why the American Dream Should Still Include Homeownership

“Does the American Dream no longer include homeownership?”

That was the headline of a July CNN Money post about a Pew Research study suggesting that home ownership “has become more elusive” since the financial crisis of 2008. Pew’s study found more households are headed by renters today than at any time since 1965. In kind, Read More

3 10, 2017

Tips for Protecting Yourself from Identity Theft

As a branch manager at Day Air Credit Union I talk to a lot of members who feel like they don’t have control over their credit due to data breaches, fraud and scams. To assist members, I have compiled a list of preventative measures that will help safeguard your personal information.

Guard your information Read More