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Buy Now, Pay Later Programs Carry Risk

Buy Now, Pay Later Programs Carry Risk

Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans retailers, often online merchants, may offer at the time of purchase. BNPL plans may be...
Consumers with Higher Credit Scores Benefit Financially

Consumers with Higher Credit Scores Benefit Financially

Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and credit...
Tips to Help you Decide When to Pay with Cash, Debit, or Credit

Tips to Help you Decide When to Pay with Cash, Debit, or Credit

There are many advantages and disadvantages to using cash, debit, or credit for your spending needs. When should I use cash? Cash is still the best option for small transactions. It is also helpful when shopping at places that don’t accept debit or credit cards....
Tips to Teach Children How to Save and Spend

Tips to Teach Children How to Save and Spend

It is essential to start teaching your child about good spending habits from an early age. Then, as they get older, they will utilize those tips and be able to make smart financial choices for their own families. It can be difficult for a child to understand the...
Five Ways to Prepare for the Holiday Season

Five Ways to Prepare for the Holiday Season

The holidays are just around the corner and searching for a great deal for that special someone can get expensive. Thoughtful and memorable gifts do not have to break the bank. Allegecy says that the holidays do not have to cost an arm and a leg to make the day...
Don’t Fall for Gift Card Scams

Don’t Fall for Gift Card Scams

Gift cards are extremely popular, to give as well as to get. They’re a convenient way to treat someone to a meal at their favorite restaurant, purchase an item of their own choosing at a favorite store, or simply to give them cash to use anywhere the card is...
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