Affordable Mortgage Options.

Home is where the heart is, and we want to help you get the house of your dreams. That’s why at Day Air we do everything we can to make the journey as easy as possible. With a wide variety of options, we confident that you will find Day Air is the best place for your mortgage needs. We know each situation can be different, so we invite you to tell us your story – so our mortgage experts can help find the best loan for you.

Day Air Mortgage Products and Services

No Money Down Mortgage

The Day Air No Money Down Mortgage is an alternative to traditional mortgage options and helps limit your out-of-pocket expenses while providing  you with a mortgage that is as comfortable as the new home you’re buying.

First-Time Homebuyer Loan
Perfect for those looking to purchase their first home, who may have limited credit history.
Fixed-Rate Mortgages
Lock in a fixed interest rate for a term of 10, 15, 20 or 30 years and a stable monthly principal and interest payment.
5 Year Adjustable Rate Mortgages

This adjustable rate mortgages has a fixed rate for 5 years and changes once each year for the remaining life of the loan.

VA Mortgage
This department of Veterans Affairs option is for veterans who meet minimum service requirements.
Commercial Lending

Day Air Credit Union offers competitive financing for commercial real estate. This includes new purchases, refinances, and construction loans.

  • Office, Multi-Family, Retail, Owner-Occupied and Investment Property
  • Fixed and Variable Rates
  • Flexible Terms
Mortgage Refinances
Reduce your monthly mortgage payment, access cash for home improvements, and cancel mortgage insurance premiums, among other uses. Get Started.
USDA Mortgage
A United States Department of Agriculture loan is typically used to buy property in a rural area.
Bridge Loans
To assist in covering the interval between buying one house and selling another.
FHA Mortgage
This loan from the Federal Housing Authority is great for first-time home buyers or those with low to moderate credit.
Additional Mortgage Tools

Use our mortgage or refinance calculators to see if you can save money on your home loan with Day Air. Or learn more about mortgages by watching our Mortgage Talk Video Series and buy your next house with confidence.

Mortgage Talk

Everything you need to know about mortgages, so you can buy your next house with confidence.

Mortgage Calculator

*Complete details for Day Air Mortgages
Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) of 2008, Day Air Credit Union and all Mortgage Loan Officers employed by Day Air Credit Union are registered with the Nationwide Mortgage Licensing System Registry (NMLS Registry). A unique identifier (NMLS Number) has been assigned to the Credit Union and each Mortgage Loan Officer.
You are encouraged to use the NMLS Identification Number(s) to conduct additional research within the NMLS Consumer Access website. NMLS Consumer Access is a free service for consumers which provides licensing information for mortgage lending institutions and individual Mortgage Loan Officers. You may access this service by visiting the NMLS Consumer Access website at:
NMLS ID: 411837.
Checking Accounts
Premium Perks
Freedom Checking
Direct Deposit


Savings Accounts

Savings Accounts

Super Saver

Money Market





Debit Card

Low Rate Credit Card

Rewards Credit Card

CU Rewards

Card Controls


Mobile Deposit

Online Banking

Pay Someone


Compare Rates

Vehicle Loans

Auto Loans

Refinance Your Car

Motorcycle & Jet Ski Loans

Boat & RV Loans

Mortgage & Home Loans


Refinance Your House

Home Equity Loans

Home Equity Line of Credit


Personal Loans


StretchPay Loans

Student Loans

Credit Cards


Apply for a Loan

Pay a Loan

Online Bill Pay

Chat With Us

Financial Planning



Estate Planning

401(k) Rollover

Retirement Planning

Day Air Insurance

Auto Insurance

Home Insurance

Identity Theft Protection

Life Insurance

More Products & Services


Financial Counseling

Credit Reports

Reorder Checks


Online Banking

Online Banking

Online Bill Pay

Login to Online Banking

Mobile Banking

Mobile Banking

Mobile Deposit

Pay Someone

Text Banking


Apply for a Loan

Pay a Loan


Mobile Pay

Chat With Us


Business Checking

Business Savings

Business Certificates


Business Debit Card

Business Credit Card


Commercial Loans

Term Loans

Micro Loans

Line of Credit


Business Bill Pay


Online Business Banking

Login to Business Banking

Login to PIB MLO

Business Banking App

Join Day Air
Why Choose Day Air
Membership Eligibility
Annual Member Savings
Compare Rates
Join Day Air
Community Involvement
Financial Education
Dayton VA Medical Center
Dayton Dragons
Contests & Sweepstakes
Press & News
Newsletters & Reports
Helpful Resources