Buy Now, Pay Later Programs Carry Risk
Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans retailers, often online merchants, may offer at the time of purchase. BNPL plans may be...
New Year, New Financial Resolutions
With 2024 right around the corner, December is a great time to get your house in order and set some personal financial goals for the new year. Of the 41% of Americans who make New Year’s resolutions annually, only 9% follow through in keeping them, according to...
Short-Term, Low-Risk Ways to Grow Savings
Recently, trying to invest and save for the future has felt like a never-ending cycle of highs and lows for many people. Those investing for longer-term goals, such as retirement, may be able to ride out the market swings. But what if you need money sooner? You might...
Watch Out for Phon(e)y Messages
Few of us can imagine going a day without using our cellphones. For many people, it’s become their preferred method of communicating and doing business. Scammers take advantage of our reliance on cellphones and use them to trick us into giving them our personal...