Blog

4 12, 2018

Pay Less for Insurance

We’ve found that most people pay more than they should for insurance. As your credit union, we want you to pay as little as possible for your insurance needs, without sacrificing valuable coverage.

Ask your insurer for a list of discounts. You may qualify for a price break that you’re not currently receiving. These often Read More

16 10, 2018

How to Choose the Correct Credit Card for You

Choosing the best credit card for your lifestyle can have a considerable impact on your overall financial health.

In an Ohio Credit Union League 2018 consumer survey, 73 percent of respondents stated that they use at least one or two credit cards every month. Of those who regularly utilized credit cards, 39 percent carried up Read More

9 10, 2018

How Much Money Do I Really Need to Buy a House? (Hint, It’s Not 20% Down…)

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    How Much Money Do I Really Need to Buy a House? (Hint, It’s Not 20% Down…)

“I don’t have that much cash,” lamented a credit union member. “There is no way I can put down 20% to buy a house.” So goes a stubborn misconception about down payments. A recent Forbes article noted, “There’s a big down payment myth that a lot of renters believe because they’ve heard it from their parents Read More

4 09, 2018

What is a Secured Credit Card? And Should You Get One?

What is a Secured Credit Card?

A Secured Credit Card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $500 in the account, you can charge up to $500. Secured Credit Cards are great for people with bad credit or limited credit because they are almost Read More

21 08, 2018

Why to Stay Cautious When it Comes to Short-term Loans

With back-to-school time finally here, this can mean additional monthly expenses for a family household. For some, these unexpected and emergency expenses can lead to taking out high-interest loans from finance companies without realizing what they’re getting involved with.

According to the Ohio Credit Union League’s 2018 consumer survey, 30 percent of respondents said they Read More

14 08, 2018

Back to School Time

It’s hard to believe that another summer has come and gone, and a new school year is quickly approaching. Of course, this time of year always brings out a mix of emotions. Parents and students are overcome with excitement, maybe a little sad as the summer ends. Kids are even anxious and possibly scared Read More

31 07, 2018

Pay Anyone

Peer-to-peer payments also known as P2P payments have been around for nearly 20 years and almost everyone knows about PayPal, one of the first and largest P2P companies. Although P2P payment systems have been around for quite awhile they have been increasing in popularity as of late with several new companies hitting the market Read More

29 05, 2018

MACO – Convenience vs Security

What is MACO? MACO is the abbreviation for Multi-Authentication Convenience Options and is one of the newer features of Day Air’s App. The Day Air App now gives users several different ways to authenticate and log in (Password, Pin, Voice, Fingerprint, or Face). These new authentication options allow members to log in to the Read More

13 03, 2018

The Realities of Paying Off Student Loans

College graduates in Ohio are entering the workforce with high hopes, bright futures, and years’ worth of student loan debt.

The average annual cost of tuition in Ohio was $14,804 for the 2016-2017 academic year, according to CollegeCalc. That’s $1,218 higher than the U.S. average and ranks Ohio as the 20th most-expensive state or district Read More