Q: My steep utility bills in the winter and summer months always throw my budget for a loop. Should I sign up for budget billing?
A: Budget billing can simplify your utility payments by making each month the same fixed amount, but it’s important to understand all the facets before signing up.
What is budget billing?
When you sign Read More
Why have a rainy day fund?
Say your washing machine decides to suddenly quit on you and needs replacing. You’re now looking at an extra expense that can run anywhere from $350-$850 (or more). Where are you going to get that kind of money in a pinch?
According to a Federal Reserve Board report, if you’re Read More
Have the irresponsible decisions you’ve made while in your 20s left you with piles of debt and other repercussions?
Lucky for you, there’s hope!
Here are six of the most common mistakes people make while in their 20s and how to fix them:
The mistake: Racking up credit card debt. When all of life’s pleasures are Read More
You’re in the market for a furry new friend! You’re getting all gooey-eyed thinking of that small, wet nose, those big, droopy eyes, and those happy, frisky barks. And the online ad you’ve seen for an adorable little puppy makes you believe that dream is well within reach – and well within your budget.
Before Read More
We’ve found that most people pay more than they should for insurance. As your credit union, we want you to pay as little as possible for your insurance needs, without sacrificing valuable coverage.
Ask your insurer for a list of discounts. You may qualify for a price break that you’re not currently receiving. These often Read More
Planning for retirement can be daunting, leaving even the most-prepared individuals feeling anxious.
In an Ohio Credit Union League 2018 consumer survey, 92 percent of respondents said they had at least one major financial concern about retirement. A majority of they survey’s respondents, about 74.6 percent, don’t plan to retire from full-time employment in the Read More
Health insurance is one of the costliest expenses for individuals and employers and most people don’t utilize the benefits offered. Did you know insurance providers have discounts, incentives, and programs to help you reach your health goals? Below are suggest ways to utilize your health insurance so you can start saving money, time, receive Read More
September is self-improvement month, and many Ohioans feel they could stand to improve their financial wellness.
In an Ohio Credit Union League 2018 consumer survey, respondents were asked to rate their financial wellness on a scale from one (lowest) to five (highest). The average response was 3.48. And a majority of respondents, 88.08 percent, admitted Read More
Over the past six or so months, my family had the opportunity and the honor to serve my father who eventually was diagnosed with a form of dementia, which was caused by small strokes. To say that we were NOT ready and able is an understatement. The willingness was there, but not necessarily the Read More
The landscape of mortgage refinancing is shifting, but that shouldn’t necessarily scare homeowners away from considering this financial move.
According to the Ohio Credit Union League’s 2018 Mid-Year Consumer survey, 57 percent of respondents have refinanced a mortgage. And most Ohioans, 81.7 percent, believe the best reason to refinance a mortgage is to take advantage Read More
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery