Home Improvement Hacks

9 04, 2019

Home Improvement Hacks

You’ve finally finished scrubbing and purging your home from top to bottom in honor of spring. And now, with every surface, closet, and room sparkling clean, you’re starting to see all the areas that could use a facelift. Maybe you’re hankering after a complete kitchen makeover. You might be dreaming of a fresh coat Read More

2 04, 2019

9 Ways for Your Kids to Make Money

The best way to teach a child financial responsibility is by encouraging her to earn and manage money on her own. As the weather warms and summer nears, there are many opportunities for your kids to pull in some extra money.

If money-making is not on your children’s minds, you may need to direct them Read More

12 03, 2019

7 Signs You’re Living Beyond Your Means and How to Fix Them

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    7 Signs You’re Living Beyond Your Means and How to Fix Them

In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. 
Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back Read More

22 01, 2019

Should I Sign Up for Budget Billing?

Q: My steep utility bills in the winter and summer months always throw my budget for a loop. Should I sign up for budget billing?

A: Budget billing can simplify your utility payments by making each month the same fixed amount, but it’s important to understand all the facets before signing up.

What is budget billing?

When you sign Read More

2 01, 2019

Do I Need an Emergency Fund and a Rainy Day Fund?

Why have a rainy day fund?

Say your washing machine decides to suddenly quit on you and needs replacing. You’re now looking at an extra expense that can run anywhere from $350-$850 (or more). Where are you going to get that kind of money in a pinch?

According to a Federal Reserve Board report, if you’re Read More

18 12, 2018

6 Mistakes People Make in Their 20s and How to Fix Them

Have the irresponsible decisions you’ve made while in your 20s left you with piles of debt and other repercussions?

Lucky for you, there’s hope!

Here are six of the most common mistakes people make while in their 20s and how to fix them:

The mistake: Racking up credit card debt. When all of life’s pleasures are Read More

11 12, 2018

Don’t Fall “Fur” Pet Scams

You’re in the market for a furry new friend! You’re getting all gooey-eyed thinking of that small, wet nose, those big, droopy eyes, and those happy, frisky barks. And the online ad you’ve seen for an adorable little puppy makes you believe that dream is well within reach – and well within your budget.

Before Read More

4 12, 2018

Pay Less for Insurance

We’ve found that most people pay more than they should for insurance. As your credit union, we want you to pay as little as possible for your insurance needs, without sacrificing valuable coverage.

Ask your insurer for a list of discounts. You may qualify for a price break that you’re not currently receiving. These often Read More

13 11, 2018

Six Ways to Prepare for Retirement

Planning for retirement can be daunting, leaving even the most-prepared individuals feeling anxious.

In an Ohio Credit Union League 2018 consumer survey, 92 percent of respondents said they had at least one major financial concern about retirement. A majority of they survey’s respondents, about 74.6 percent, don’t plan to retire from full-time employment in the Read More

25 09, 2018

Get More for Your Money with Health Insurance Perks

Health insurance is one of the costliest expenses for individuals and employers and most people don’t utilize the benefits offered. Did you know insurance providers have discounts, incentives, and programs to help you reach your health goals? Below are suggest ways to utilize your health insurance so you can start saving money, time, receive Read More