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Buy Now, Pay Later Programs Carry Risk

Buy Now, Pay Later Programs Carry Risk

Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans retailers, often online merchants, may offer at the time of purchase. BNPL plans may be...
New Year, New Financial Resolutions

New Year, New Financial Resolutions

With 2024 right around the corner, December is a great time to get your house in order and set some personal financial goals for the new year. Of the 41% of Americans who make New Year’s resolutions annually, only 9% follow through in keeping them, according to...
Fall Travel on a Budget

Fall Travel on a Budget

There’s been a resurgence in travel for business and personal leisure in 2023 as more Americans return to their ‘new normal’ following a global pandemic. Booking.com polled Americans on preferred vacations and 88 percent would favor a nostalgic...
Consumers with Higher Credit Scores Benefit Financially

Consumers with Higher Credit Scores Benefit Financially

Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and credit...
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