How much is too much debt?
How much is too much debt? Seems like a silly question doesn’t it? "No debt," would be the obvious answer, but unfortunately that is not a realistic goal for the majority of people. A report from Nerd Wallet in 2015, stated the average household credit card debt is...
Private Student Loans
Finding the funds to pay for a college education can often be challenging process. First check with your college or university to see if you may qualify for any type of scholarship, then check with the FAFSA (Free Application for Federal Student Aid)...
College Grads Have to be SMART with Money.
It’s hard to believe that graduation time is just around the corner. I know students who have worked so hard for their degree and are excited to start the next chapter of their lives. I also know just how many students wish their college life didn’t have to end....
Thanks for the Beavercreek Branch!
What a great sight as I drive down Dayton-Xenia Rd. in Beavercreek! I live in Xenia and never really minded the 25-30 minute drive to the Kettering branch, your help and service have always made it worth the trip. But the convenience of having a Day Air branch in...
At Last, Spring Has Sprung!
Spring is here! This means blooming flowers, green grass, baby blue skies, white puffy clouds and lots of springtime activities! It also means recovering from Spring Break festivities both physically and financially. Did you go on a Spring Break getaway and used a...
Your Go-To Player During March Madness
I know ‘tis the season for College Basketball. I know everyone has filled out brackets, arguing about the merits of each team and getting in front of a television at all sorts of odd hours. (Who watches basketball at 12:38 in the afternoon on a week day?) If I had a...
Black Friday Shopping Tips
It’s almost here, the day when people gather to share and overindulge. No, not Thanksgiving, the next day … Black Friday. If you’re not prepared, your budget, and sanity, can take a serious hit next week. Here are a few tips to come out ahead. Create a Budget Don’t...
EMV Coming in January 2016
In January 2016 we will begin transitioning our Visa Debit Cards and Credit Cards to EMV chip technology, as part of a global effort to use more advanced technology to better protect your accounts from fraud. EMV stands for Europay, MasterCard, and Visa: three of the...
Serving Veterans
At Day Air, we are privilege to have a full service branch at the Dayton VA Medical Center. Through this branch we are able to serve our nation's heroes and their families. The Day Air partnership with the Dayton VA Medical Center provides veterans with access to...
The Credit Union Difference
First of all, let me preface the rest of this blog by saying I am biased in favor of credit unions. In my 37 years in the banking industry, I have worked for a savings and loan, a bank and now a credit union. So, I think I am in a unique position to measure the worth...
Banking is About Life’s Milestones
We know that banking isn't about deposits and loans ... banking is about you! We understand that you don't want a checking account, you want easy access to your money. You don't want a car loan, you want to enjoy that new car smell. Most of the time, we realize that...
The Importance of Financial Education
Think back on your life as a child and into adulthood. Now, think how many times your family talked about….. shhhhh …..(whispering) money? I have found through many presentations that money is typically a forbidden topic within the family unit. I know it was that...