5 Ways to Pay Off a Loan Early
If you're like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt it part of your life. This means you're...
8 Valentine’s Day Hacks
It's time to celebrate the significant other in your life! If you're thinking that means pricey gifts, expensive dates and blowing an entire day's salary on a restaurant meal, think again. There's no need to drain your wallet while trying to create the perfect...
Tax Code Changes 2019
The tax code gets a bit of an overhaul each year, and with the changes, it can get confusing. No worries, though; we'll walk you through everything you need to know for 2019. Most amendments to the tax code will only begin to affect taxpayers in April 2019. However,...
Tax Scams 2019
Each year, the IRS publishes the "Dirty Dozen," a list of 12 scams that are rampant during the year's tax season. This year, the IRS is cautioning taxpayers to be extra vigilant because of a 60% increase in email phishing scams over the past year. This is particularly...
Should I Sign Up for Budget Billing?
Q: My steep utility bills in the winter and summer months always throw my budget for a loop. Should I sign up for budget billing? A: Budget billing can simplify your utility payments by making each month the same fixed amount, but it's important to understand all the...
7 Ways to De-Stress for Less
Winter doldrums got you down? The empty calendar making you feel blue? Don't pull out your wallet for some "retail therapy" just yet! Right now is the time of year when the blues hit the hardest, so many people turn to their favorite foods, a round of shopping or some...
All You Need to Know About Facebook’s Latest Bug
With its wide range of features, easy-to-use interface and streamlined access, Facebook is the darling of the social media age. It helps people stay connected with family and friends, allows new relationships to blossom and creates a culture of community for new and...
Day Air Credit Union Offers 0% APR Loans to Federal Government Employees During Shutdown
Day Air Credit Union Offers 0% APR Loans to Federal Government Employees During Shutdown Kettering, Ohio, January 14, 2019 – Day Air Credit Union is offering furloughed federal government employees loans at 0 percent APR (annual percentage rate) to help pay bills...
The Ultimate Guide to Your First Apartment
If you're in the market for your first apartment, you may be feeling a little lost - and more than a little overwhelmed. How do you get started? What should you be looking for in an apartment? How do you check out a building? So many questions, and we've got answers!...
Do I Need an Emergency Fund and a Rainy Day Fund?
Why have a rainy day fund? Say your washing machine decides to suddenly quit on you and needs replacing. You're now looking at an extra expense that can run anywhere from $350-$850 (or more). Where are you going to get that kind of money in a pinch? According to a...
5 Scams to Watch for After the Holidays
The mad holiday rush may be over, but scammers aren’t slowing down. The post-holiday weeks bring an increase in scams that, unfortunately, are quite believable during this time of year. Don’t be the victim of a post-holiday scam! Read on how to learn about five common...
6 Mistakes People Make in Their 20s and How to Fix Them
Have the irresponsible decisions you've made while in your 20s left you with piles of debt and other repercussions? Lucky for you, there's hope! Here are six of the most common mistakes people make while in their 20s and how to fix them: The mistake: Racking up credit...