Lock in a great rate for a specified term with a Day Air Certificate.
Make your money work for you while you save and profit from the dividends earned. With terms ranging from 6 to 60 months and bump-up and IRA options, choose the Day Air certificate option that’s best for you.
day air certificate types
Share Certificates
Get competitive dividend rates based on current market rates, and terms for various maturity dates ranging from 6 to 60 months.
Bump-Up Certificates^
You’re not locked in! “Bump-Up” your rate once during the life of the certificate on our 36, 48 and 60 month certificates.
IRA Certificates and Accounts
IRAs can help you plan for retirement and for higher education expenses for your dependents. If you can afford to invest money, you will benefit from the tax savings and compound interest earnings of IRAs.
Length
6 Month
Dividend Rate
3.90%
APY*
3.97%
Length
12 Month
Dividend Rate
3.90%
APY*
3.97%
Length
18 Month
Dividend Rate
3.75%
APY*
3.82%
Length
24 Month
Dividend Rate
3.60%
APY*
3.66%
Length
36 Month
(Bump Up Available)
Dividend Rate
3.50%
APY*
3.56%
Length
48 Month
(Bump Up Available)
Dividend Rate
3.50%
APY*
3.56%
Length
60 Month
(Bump Up Available)
Dividend Rate
3.66%
APY*
3.66%
– All certificates require a $500 minimum deposit. A penalty may be imposed for early withdrawal.
– *APY = Annual Percentage Yield. Rates subject to change.
– ^New money only. Bump-Up is only allowed one time over the life of the certificate. Current rate must be higher to qualify for the bump. Minimum is $500.
– Day Air Fee Schedule