It seems like we just celebrated Memorial Day and here we are shopping for school supplies, new school wardrobes, and filling our calendar with fall sports schedules. No matter how old your child is we all experience the excitement, anxiety, and stress of an upcoming school year. One of the biggest stresses is the cost of starting a new school year and how to pay for all the school supplies and fees. I know when I saw my son’s school supply list I was shocked at how much I would have to buy for him just to go to Kindergarten. This got me thinking how much I will be spending every year as he gets older and continues in school…and I am starting to strategize a little bit. Below are some tips that can help us all have a better handle on the financial side of starting a new school year:

  • Budget throughout the year Look at your overall budget and see if every month you could cut back on any unnecessary cost (ie. Specialty coffee every day, dinner out one night a week, etc…) and save that money towards school supplies in the fall. You would be surprised at how small changes in your habits could add up to more money in your pocket.
  • Look for deals Not all school supplies have to be brand name and most department stores run great sales this time of year for school supplies. Also research when your state offers the “Tax Free” shopping days to have an extra savings bonus.
  • Take inventory before going shopping Go through the supplies from last year, your home office and closets. You may already have some of the supplies needed for this upcoming school year in your home. Just because it is a new school year doesn’t always mean that the supplies have to be brand new.

Whether your student is going to kindergarten or you are sending them off to their first year of college we have the products and services for you to tackle this experience while being financially successful. We have great savings programs such as Save the Change that can help you build up a savings account with very little impact on your budget by rounding up your debit card purchases to the next dollar and depositing the change in your savings account. We also offer sub share accounts that help you budget for particular savings goals.

If you think school supplies are out of control wait until you start looking at college fees.  Don’t forget Day Air is here to help you with this as well. Check out our Financial Planning Center and our Student Loan program that can help pay for college.

Even though Day Air Credit Union cannot wipe away the tears on the first day of school we can ease the pain leading up to the first day. Ask us how we can help!

Amy Cline | University of Dayton Branch Manager

Checking Accounts

Premium Perks

Freedom Checking

CashBack Checking

Direct Deposit

More

Savings Accounts

Savings Accounts

Super Saver

Money Market

h

Certificates

HSA

Cards

Debit Card

Low Rate Credit Card

Rewards Credit Card

CU Rewards

Card Controls

Tools

Mobile Deposit

Online Banking

Pay Someone

eAlerts

Compare Rates

Vehicle Loans

Auto Loans

Refinance Your Car

Motorcycle & Jet Ski Loans

Boat & RV Loans

Mortgage & Home Loans

Mortgages

Refinance Your House

Home Equity Loans

Construction Loans

Personal

Personal Loans

,

StretchPay Loans

Student Loans

Credit Cards

Tools

Apply for a Loan

Pay a Loan

Online Bill Pay

Chat With Us

Financial Planning

Investments

i

Estate Planning

401(k) Rollover

Retirement Planning

Day Air Insurance

Auto Insurance

Home Insurance

Identity Theft Protection

Life Insurance

More Products & Services

RetireMEDiQ

Financial Counseling

Credit Reports

Reorder Checks

More

Online Banking

Online Banking

Online Bill Pay

Login to Online Banking

Mobile Banking

Mobile Banking

Mobile Deposit

Pay Someone

Text Banking

Tools

Apply for a Loan

Pay a Loan

eAlerts

Mobile Pay

Chat With Us

Accounts

Business Checking

Business Savings

Business Certificates

Cards

Business Debit Card

Business Credit Card

Loans

Commercial Loans

Term Loans

PPP Loans

Line of Credit

Services

Business Bill Pay

Tools

Online Business Banking

Login to Business Banking

Login to PIB MLO

Business Banking App

Join Day Air

Why Choose Day Air

Membership Eligibility

Annual Member Savings

Compare Rates

Join Day Air

Community

Community Involvement

Financial Education

Dayton VA Medical Center

Dayton Dragons

Contests & Sweepstakes

About

Press & News

Newsletters & Reports

Videos

Careers

Helpful Resources