Mortgage Rates Are Dropping; Should I Refinance?
Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates? A: Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and...
5 Ways to Pay Off a Loan Early
If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt it part of your life. This means...
Understanding How to Refinance Intelligently
The landscape of mortgage refinancing is shifting, but that shouldn’t necessarily scare homeowners away from considering this financial move. According to the Ohio Credit Union League’s 2018 Mid-Year Consumer survey, 57 percent of respondents have...