Every year millions of Americans have their personal information fall into the wrong hands. The impacts can be devastating and the recovery process can be lengthy.

There are some preventative measures we all should be taking; including identifying the unnecessary items in our wallets. When was the last time you reviewed the items in your wallet and took out the items you don’t need on a daily basis?

To safeguard your personal information, consider these seven things you should never carry in your wallet:

  • Social Security Number – Your nine digit Social Security Number makes it much easier for someone that intends to steal your identity. With your Social Security number they could open a loan or a credit card, and even file a tax return in your name.
  • Checks – Your checks include the routing number for your financial institution, your account number, your name and address, and possibly your telephone number. A fraudster could use this information to access your checking account.
  • Numerous Credit Cards – Do you need to keep that store credit card in your wallet at all times? Or just when you are planning a trip to that store? Remember: your credit union has fantastic rates on our credit cards!
  • Multiple Gift Cards – Many of us receive gift cards for birthday and holiday gifts – they can really pile up! If your wallet was to be stolen or lost, you will lose the monetary value of all those cards.
  • Password Cheat Sheets – If a thief were to gain access to your PIN and your passwords for online accounts, you will most certainly face a loss! Your PIN should never be written on the card or kept with the card. When assigning a PIN think of a 4-digit code that will be easy for you to remember without having to keep a paper record.
  • Excess Cash – It may be nice to have cash available at all time – especially for those who use the envelope budget – but carrying excess cash can make you a target for thieves. If you were to pull out a wad of cash to make a purchase, there could be crooks watching your every move. Consider keeping your wallet light with a small amount of cash for emergencies and small purchases.
  • Keys – Spare house keys are the last item on our list. Keys could be an invitation to a thief to steal more from you. While you are searching for your missing keys or filing a police report, thieves could be targeting your home.

Day Air Credit Union works hard to protect their members’ personal information. By eliminating some, if not all of these items, you are reducing the odds of identity theft. Check back with the Day Air blog every week for more money saving tips and tricks.

Checking Accounts

Premium Perks

Freedom Checking

CashBack Checking

Direct Deposit

More

Savings Accounts

Savings Accounts

Super Saver

Money Market

h

Certificates

HSA

Cards

Debit Card

Low Rate Credit Card

Rewards Credit Card

CU Rewards

Card Controls

Tools

Mobile Deposit

Online Banking

Pay Someone

eAlerts

Compare Rates

Vehicle Loans

Auto Loans

Refinance Your Car

Motorcycle & Jet Ski Loans

Boat & RV Loans

Mortgage & Home Loans

Mortgages

Refinance Your House

Home Equity Loans

Construction Loans

Personal

Personal Loans

,

StretchPay Loans

Student Loans

Credit Cards

Tools

Apply for a Loan

Pay a Loan

Online Bill Pay

Chat With Us

Financial Planning

Investments

i

Estate Planning

401(k) Rollover

Retirement Planning

Day Air Insurance

Auto Insurance

Home Insurance

Identity Theft Protection

Life Insurance

More Products & Services

RetireMEDiQ

Financial Counseling

Credit Reports

Reorder Checks

More

Online Banking

Online Banking

Online Bill Pay

Login to Online Banking

Mobile Banking

Mobile Banking

Mobile Deposit

Pay Someone

Text Banking

Tools

Apply for a Loan

Pay a Loan

eAlerts

Mobile Pay

Chat With Us

Accounts

Business Checking

Business Savings

Business Certificates

Cards

Business Debit Card

Business Credit Card

Loans

Commercial Loans

Term Loans

PPP Loans

Line of Credit

Services

Business Bill Pay

Tools

Online Business Banking

Login to Business Banking

Login to PIB MLO

Business Banking App

Join Day Air

Why Choose Day Air

Membership Eligibility

Annual Member Savings

Compare Rates

Join Day Air

Community

Community Involvement

Financial Education

Dayton VA Medical Center

Dayton Dragons

Contests & Sweepstakes

About

Press & News

Newsletters & Reports

Videos

Careers

Helpful Resources