Appointments  |  Rates  |  Locations  |  Chat  |  JOIN NOW

Every year millions of Americans become victims of fraud due to merchant data breaches. And, with the recent Equifax breach, which affected 145.5 million people, chances are your information has been compromised.

Although most consumers have probably only heard about a few breaches, more than 1,100 data security breaches have occurred thus far this year exposing more than 171 million data records, according to the Identity Theft Resource Center. Day Air Credit Union is working hard to implement debit and credit card chip technology, but they do not prevent online merchant transaction fraud. As cybersecurity threats continue to evolve in both sophistication and scale, the need to safeguard your data has never been more critical.

Day Air works hard to protect their members’ data security including blocking and re-issuing cards as needed. When fraud occurs, we work with members to remove the fraudulent charges and help members keep their hard-earned money. When the merchants cause a data breach, they pass along the costs of their poor security to credit unions and banks. Expenses like this are making it harder for credit unions to offer credit cards with low interest rates and free debit cards with checking accounts. With more and more merchant data breaches occurring each year consumer identity fraud will only continue to increase, placing your private information into the hands of criminals.

So, what do you do if your identity is compromised? Here are some tips and resources to help:

  • Verify fraud. If unauthorized account transactions occur, contact your financial institution or company where fraud has occurred to report unknown charges.
  • Update your passwords. Once fraud is confirmed, change account logins and passwords. Passwords should be robust with multiple types of characters (upper and lowercase letters, numbers, and symbols).
  • Take control. To avoid additional compromises place an initial fraud alert by calling one of the three national credit reporting companies (Equifax: 800-525-6285; Experian: 888-397-3742; TransUnion: 800-680-7289).
  • Report theft. To begin an identity recovery plan report your theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.

To learn more about how merchant data breaches are affecting your credit union visit www.stopthedatabreaches.com.

 

Checking Accounts

Premium Perks

Freedom Checking

CashBack Checking

Direct Deposit

More

Savings Accounts

Savings Accounts

Super Saver

Money Market

h

Certificates

HSA

Cards

Debit Card

Low Rate Credit Card

Rewards Credit Card

CU Rewards

Card Controls

Tools

Mobile Deposit

Online Banking

Pay Someone

eAlerts

Compare Rates

Vehicle Loans

Auto Loans

Refinance Your Car

Motorcycle & Jet Ski Loans

Boat & RV Loans

Mortgage & Home Loans

Mortgages

Refinance Your House

Home Equity Loans

Construction Loans

Personal

Personal Loans

,

StretchPay Loans

Student Loans

Credit Cards

Tools

Apply for a Loan

Pay a Loan

Online Bill Pay

Chat With Us

Financial Planning

Investments

i

Estate Planning

401(k) Rollover

Retirement Planning

Day Air Insurance

Auto Insurance

Home Insurance

Identity Theft Protection

Life Insurance

More Products & Services

RetireMed

Financial Counseling

Credit Reports

Reorder Checks

More

Online Banking

Online Banking

Online Bill Pay

Login to Online Banking

Mobile Banking

Mobile Banking

Mobile Deposit

Pay Someone

Text Banking

Tools

Apply for a Loan

Pay a Loan

eAlerts

Mobile Pay

Chat With Us

Accounts

Business Checking

Business Savings

Business Certificates

Cards

Business Debit Card

Business Credit Card

Loans

Commercial Loans

Term Loans

PPP Loans

Line of Credit

Services

Business Bill Pay

Tools

Online Business Banking

Login to Business Banking

Login to PIB MLO

Business Banking App

Join Day Air

Why Choose Day Air

Membership Eligibility

Annual Member Savings

Compare Rates

Join Day Air

Community

Community Involvement

Financial Education

Dayton VA Medical Center

Dayton Dragons

Contests & Sweepstakes

About

Press & News

Newsletters & Reports

Videos

Careers

Helpful Resources