Health insurance is one of the costliest expenses for individuals and employers and most people don’t utilize the benefits offered. Did you know insurance providers have discounts, incentives, and programs to help you reach your health goals? Below are suggest ways to utilize your health insurance so you can start saving money, time, receive rewards and get healthier:

  • Save time by downloading your insurance providers app. You will have at your fingertips:
    • Insurance cards
    • Ability to locate a doctor, hospital, dentist or health care professional in your area
    • Refill and manage prescriptions
    • Compare cost and quality for common procedures
    • Check your claims
  • Insurance providers have health and wellness programs that provide you with the tools and resources needed to help you and your family live healthier. Below is a list of programs that most insurance providers offer rewards for joining:
    • Exercise
    • Weight loss
    • Mom’s to be
    • Diabetes
    • Nutrition
    • Quit smoking
  • Saving money is good. Saving money on things that help you stay or become healthier is even better. You can get discounts on products and services that promote better health and well-being. Check out some savings that most insurance providers offer:
    • Contact lenses orders
    • Lasik procedures
    • Hearing aid products
    • Dietary programs such as Jenny Craig or Weight Watchers
    • Exercise equipment
    • Pet Insurance
    • Allergy products
  • Have you ever been sick, but didn’t have time to go to the doctor or there were no available appointments? By using an online doctor, you can be seen by a doctor in minutes from the convenience of your home or office using your phone or laptop. The doctor will diagnose you write you a prescription and call it into the pharmacy of choice. Using an online doctor is beneficial in multiple ways:
    • Doctors are board certified and available 24/7
    • Wait time is less than 10 minutes
    • Saves money. The average cost of an online visit is $50, the average cost of an emergency room visit for a non-emergency is $1,800, Urgent Care costs costs about $120, and office visits cost about $80
    • Stay unexposed to other sicknesses
    • You can use online doctor for:
      • Cold and flu symptoms
      • Allergies
      • Sinus infections
      • Rashes
      • And more

Lets face it, no one likes spending money on health insurance. So get the most bang for your buck by utilizing the perks, benefits, incentives and discounts. Find out what your insurance provider offers by logging on or calling your representative.