Mortgage Rates Are Dropping; Should I Refinance?

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So far Joe Eckley has created 50 entries.
16 04, 2019

Mortgage Rates Are Dropping; Should I Refinance?

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates? 

A: Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage loan, often at a lower interest rate. Read More

9 04, 2019

Home Improvement Hacks

You’ve finally finished scrubbing and purging your home from top to bottom in honor of spring. And now, with every surface, closet, and room sparkling clean, you’re starting to see all the areas that could use a facelift. Maybe you’re hankering after a complete kitchen makeover. You might be dreaming of a fresh coat Read More

2 04, 2019

9 Ways for Your Kids to Make Money

The best way to teach a child financial responsibility is by encouraging her to earn and manage money on her own. As the weather warms and summer nears, there are many opportunities for your kids to pull in some extra money.

If money-making is not on your children’s minds, you may need to direct them Read More

26 03, 2019

Spring Cleaning Hacks

The sun is shining, the birds are chirping, the flowers are blooming – and your cluttered closets are calling. Time to roll up your sleeves and whip your home into shape. And yes, this means you! It’s been a long winter and you’ve let the clutter grow, all over your garage, across your basement Read More

19 03, 2019

5 Things You Need to Know About Credit Life Insurance

You probably already have auto insurance and homeowner’s insurance policies. And you’re also likely covered by health insurance and life insurance. You may even have pet insurance for your furry friends. So, it begs the question: Do you need credit life insurance, too?

Let’s clear up some of the confusion and misinformation that exists about Read More

12 03, 2019
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    7 Signs You’re Living Beyond Your Means and How to Fix Them

7 Signs You’re Living Beyond Your Means and How to Fix Them

In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. 
Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back Read More

5 03, 2019

All You Need to Know About P2P Payment Systems

Cash is so overrated. Why fumble through wads of crumpled bills and piles of change when you can easily pay back the $6.75 you borrowed from your friends simply by using your phone?

Peer-to-peer (P2P) payment systems are changing the way we handle our money and our social finances forever. Eating out and splitting the Read More

26 02, 2019

How Do Minimum Wage Hikes Affect the Economy?

The United States has one of the lowest minimum wages of any modern country in the world. Our modest salary floor impacts our economy on every level, from the rising unemployment rates to a bloated welfare program that chiefly rests on the backs of the struggling middle class.

But all of this is subject to Read More

19 02, 2019

5 Ways to Pay Off a Loan Early

If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt it part of your life. This means you’re looking at hundreds of dollars in interest Read More

12 02, 2019

8 Valentine’s Day Hacks

It’s time to celebrate the significant other in your life! If you’re thinking that means pricey gifts, expensive dates and blowing an entire day’s salary on a restaurant meal, think again. There’s no need to drain your wallet while trying to create the perfect Valentine’s Day. Instead, use these eight hacks for a dream Read More