Day Air Ohio Homebuyer Plus Savings Program
You’ll earn a great rate and get up to $2,500 in mortgage closing credit when you close a mortgage at Day Air.**
Check out the Day Air Ohio Homebuyer Plus Savings rates below:
| Balance | Stated Rate | APY* |
| $100.00 – $2,500.00 | 7.25% | 7.50% |
| $2,500.01 – $10,000.00 | 4.89% | 7.50% – 5.63% |
| $10,000.01 – $25,000.00 | 3.70% | 5.63% – 4.51% |
| $25,00.01 – $50,000.00 | 2.83% | 4.51% – 3.68% |
| $50,000.01 – $100,000.00 | 1.86% | 3.68% – 2.78% |
| $100,000.01 and up | 0.05% | 2.78% – 0.05% |
The Day Air Ohio Homebuyer Plus Savings Account makes a specialized, tax-advantaged*** savings account available to Ohioans to assist them on their homebuying journey. Individuals who open an account through this program will have access to above-market interest rates that will help them save and grow their money faster.
For more information about the Ohio Homebuyer Plus program, visit ohiotreasurer.gov/homebuyerplus.
Exclusive 7.50% APY* Interest Rate
Click here to view Ohio Homebuyer Plus FAQs
Review the benefits and participant requirements below.
Participant Benefits
- Exclusive 7.50% APY*.
- Up to $2,500** in mortgage closing credit.
- $100 minimum contribution.
- $100,000 maximum contribution.
- Build savings quickly for a down payment on your home or mortgage closing costs.
- Deposits are safe and federally insured by NCUA.
- Potential tax advantages***.
Participant Requirements
- Review and sign the Ohio Homebuyer Plus Participation Statement from the Ohio Treasurer’s Office here.
- Be an Ohio resident at least 18 years of age.
- Must be an existing or aspiring Ohio Homeowner.
- Have your primary residence located in the State of Ohio.
- Use the balance within 5 years of savings account opening.
- Only use the high interest savings account proceeds toward the down payment or closing costs of a home purchased in Ohio, with the home becoming your new primary residence.
Choose an option below to open your Day Air Ohio Homebuyers Plus Savings Account today!
Schedule an Appointment.
Visit a local Day Air Financial Center.
Talk, text or chat with our team!
*APY = Annual Percentage Yield. This is a variable rate account. Rates are subject to change after account opening. $100 minimum to open the account. There is a maximum contribution limit of $100,000. Account duration is limited to 5 years.
**A credit of up to $2500 will be applied – at closing and not before – towards eligible closing costs on a first position mortgage originated at Day Air Credit Union for a new home purchase. Offer valid for Ohio Homebuyer Plus (OHP) Savings Account members only; OHP account must be open for a minimum of 180 days to qualify and must carry a balance of a least $ 1000. The credit cannot exceed actual closing cost available or maximum interested party contributions and cannot be used to fund any portion of the down payment or financial reserve requirements. OHP account must be open at Day Air Credit Union at the time of mortgage origination to be eligible for the closing cost credit. One OHP closing cost credit per mortgage loan. One OHP lifetime closing cost credit per member, future newly opened OHP accounts are not eligible for the closing cost credit. The credit has no cash value, unused funds will be forfeited. Subject to creditworthiness and eligibility. We reserve the right to change this offer at any time. Offer expires March 31, 2025.
***Please consult a tax advisor regarding individual circumstances and potential federal tax implications, or the Internal Revenue Service.