You'll pay ZERO closing costs*

When you apply for a mortgage by December 31, 2023, and close on your new home by March 31, 2024. This fantastic opportunity is exclusively available for those opting for our 5/5 ARM or no-money-down mortgage options.

No Money Down Mortgage

An alternative to traditional mortgage options and helps limit your out-of-pocket expenses.

5 Year Adjustable Rate

This 5-year adjustable rate mortgage (ARM) has a fixed rate for 5 years and changes once each year for the remaining life of the loan.

Save More. Do More.

Day Air members always have exclusive access to earn some of the highest dividend rates in town. View our savings and certificate rates.


Where can I find more information about Day Air's mortgage products and services?

For a complete listing of Day Air’s mortgage products and services click here. 

Who is eligible for Day Air membership?

Day Air Credit Union membership is open to anyone who lives, works, worships or attends school in the Miami Valley* / Dayton region of Southwest Ohio.

More specifically, membership at Day Air Credit Union is offered to those with the following common bond:

  • Persons who live in the Miami Valley*
  • Persons who regularly work, attend school, or worship in the Miami Valley*
  • Employees of the VA Medical Center
  • University of Dayton students, alumni, faculty and staff
  • Employees of Day Air Credit Union
  • Family^ members of existing members 

*Miami Valley is defined as Montgomery County, Greene County, Warren County, Miami County, Butler County, Champaign County, Clark County, Preble County, and Darke County.
^Family is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-siblings, and adoptive relationships.

Can I join Day Air Credit Union online?

Yes! It’s easy to join Day Air online. In fact, you can open a new Day Air membership in as little as 5 minutes anywhere, anytime.  Get started now!

Just keep in mind to open certain new products like CashBack Checking or a Premium Perks Checking account, you’ll need to visit one of our convenient Miami Valley locations. Schedule an appointment now. 

How can I contact someone at Day Air?

Day Air Member Service Representatives are always happy to assist current and new members! Below are a few of the easiest ways to get in touch with Day Air.


  • Chat with a Day Air Member Service Representative
    • Click on the green chat icon  in the bottom right corner of this web page and a member service representative will be happy to assist you.
  • Text with a Day Air Member Service Representative
    • Send a text message to 937-643-2160 and a member service representative will be happy to assist you.
  • Call the Day Air Member Service Center
    • Call Day Air at 937-643-2160 or toll-free at 888-329-2472 and a member service representative will be happy to assist you.

*This offer is available for 5/5 ARM and No Money Down mortgage options. This offer covers standard and reasonable closing costs only. Expenses such as owner’s title insurance, prepaids, escrows, and inspections are not included. Excludes discount points. Maximum benefit amount is $3,000.

© 2023 Day Air Credit Union • All Rights Reserved. Day Air Credit Union is federally Insured by the Nation Credit Union Administration. Day Air Credit Union is an Equal Housing Lender. Android is a trademark of Google, Inc., iPhone is a registered trademark of Apple, Inc. + Rates are based on creditworthiness. ++ Rates are variable and based on an evaluation of credit history, so your rate may differ. +++ Message and data rates may apply. Terms and conditions are available.

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