From a cigar box in the closet

Day Air Credit Union was founded in 1945, by 26 employees of the United States Air Force Depot – Gentile Station (later known as DESC); who came together as a group to help each other improve their individual financial situations. After much discussion, the original members decided to combine the words “Dayton” and “Air Force” creating the name we know, “Day Air.”

The first office of Day Air Credit Union was located in a small room within the DESC facility, where an old cigar box held our member’s funds. We moved twice within the DESC campus, finally settling into slightly larger quarters in Building One. In 1996, the credit union vacated the DESC campus, as the center was slated for closure. Today, Day Air has five full-service locations in Montgomery County. These locations offer professional, member service driven employees with convenient hours. Our two newest branches in Centerville and Butler Township not only feature a unique service design with an alternative to the regular teller counters, but they encompass an Internet Resource center, a refreshment cafe’, and a small learning center for children. These facilities as well as the Wilmington Pike branch feature digital signage, drive-thru’s and Saturday hours.

In the beginning

In the beginning the services were limited, and the money scarce, but the 26 members were enthusiastic about their credit union. In the early years when a member requested a loan, it was not uncommon for the member to wait up to two weeks for a decision from the Credit Committee. Any loan for more than $25 required collateral and an excellent reason; plus the borrower was required to deposit an extra 25¢ into their share account each time a loan payment was made. Today, any individual applying for a loan can have an answer in as little as five minutes regardless of whether they apply in person, over the phone, or on the Web.

Over the years our continued growth has enabled us to evolve into a full service financial institution. Gone are the days of the hand kept ledger, the cigar box, and the limited offering of savings accounts and small loans. Today, our members can choose from a wide variety of financial products. From first mortgages and car loans to online account access and investment services, Day Air Credit Union continues to offer our members the tools they need to manage their finances effectively.

In 2001, the State of Ohio granted our request to open our field of membership to include the communities of Dayton and Southeast Montgomery County. To date, Day Air’s field of membership includes anyone who lives, works, worships or attends school in Montgomery, Greene, Warren, Butler, Clark, Champaign, Darke, Preble, and Miami Counties. This community charter allows us to offer our products, services, and cooperative spirit to even more members of our community.

Day Air Credit Union continues to strive

Day Air Credit Union continues to strive to help each individual member meet their personal financial goals. We want our community and our members to think of their credit union first for all their financial needs.