Certificate Rates
How do certificates of deposit work?

Certificates of deposit are the perfect option for making your savings grow. This special savings account pays you a higher interest rate in return for securely locking your money away for a certain period of time. The longer you save, the more you earn. Keep in mind, that once you open your account, you will not be able to add additional funds to your certificate of deposit for the duration of the term, which means you can set it and forget it. Think of it as a temporary vacation for your savings where your money gets to sit back, relax, and come back to you recharged.
3 Convenient Ways to Get Started
Am I Eligible?
If you’re a member of Day Air or plan to be and meet the minimum deposit requirements you’re likely eligible.
- Becoming a member of Day Air is easy, and practically anyone living in the Miami Valley can join Day in a few easy steps online or in-person.
- Day Air certificates of deposit generally require a minimum deposit of at least $500.