Certificate Rates
60-Month Certificate
1.50% APY*
48-Month Certificate
1.20% APY*
36-Month Certificate
1.00% APY*
24-Month Certificate
0.90% APY*
18-Month Certificate
0.80% APY*
12-Month Certificate
0.70% APY*
6-Month Certificate
0.50% APY*
How do certificates of deposit work?
Certificates of deposit are the perfect option for making your savings grow. This special savings account pays you a higher interest rate in return for securely locking your money away for a certain period of time. The longer you save, the more you earn. Keep in mind, that once you open your account, you will not be able to add additional funds to your certificate of deposit for the duration of the term, which means you can set it and forget it. Think of it as a temporary vacation for your savings where your money gets to sit back, relax, and come back to you recharged.
3 Convenient Ways to Get Started
Am I Eligible?
If you’re a member of Day Air or plan to be and meet the minimum deposit requirements you’re likely eligible.
- Becoming a member of Day Air is easy, and practically anyone living in the Miami Valley can join Day in a few easy steps online or in-person.
- Day Air certificates of deposit generally require a minimum deposit of at least $500.
*APY = Annual Percentage Yield. Rates subject to change. All certificates require a $500 minimum deposit. A penalty may be imposed for early withdrawal. Bump-Up is only allowed one time over the life of the certificate, and is for NEW MONEY ONLY. Current rate must be higher to qualify for the bump. Minimum is $500. Day Air Fee Schedule