Drive Away Happy with your Auto Loan

Whether four wheels are more your speed, or two, or maybe speeding across that nearby lake, we put you in the driver’s seat. Our well-trained local lending pros will help you choose the auto, motorcycle, boat or RV loan that’s right for you, with simple applications, quick loan processing, and easy repayment terms.

Take advantage of our great rates and apply for a loan today!

Apply Now View Rates Estimate Your Payment

 

Car Buying Service

Start your next search for a new or used vehicle with the Day Air Car Buying Service, powered by TRUECar®. We make car buying easier—research, read reviews and get pricing all in one place. Choose your price from multiple offers and print your Guaranteed Savings Certificate* before you go to the dealership for a hassle-free car buying experience. Members have received an average savings of $3,279** off MSRP. Learn more.

Auto Loans

If you’ve been thinking about a new or used vehicle, come to your credit union first, because our auto loans are as loaded with luxury features as that car you’re eyeing. Competitive rates. Flexible terms up to 84 months. Up to 110% financing. FREE pre-approvals. No pre-payment and no application fees.

Boat/RV/Jet Ski Loans

When it comes to enjoying the good life with a boat, RV, or jet skis, remember we can handle all your lending needs. We offer competitive rates and term financing for life’s fun extras.

Motorcycle Loans

With approved credit, loans are made available for up to 100% of the retail value of the motorcycle. Terms are available up to 60 months making repayment affordable and easy. As with all loans, we offer a variety of repayment options for your convenience.

Rates are low! So what are you waiting for Dayton, apply today!

No Pre-Payment Penalties

Most “special offers” are for a specified amount of time, and if you want to pay-off your loan early (which includes trading in your vehicle and getting a new one for the term of your loan), there is actually a penalty!

Not at Day Air Credit Union. If you can payoff a loan early or trade it in for another vehicle, that’s fine by us – we do not have pre-payment penalties.

Mobile Used Car Inspections

Route 66 Extended Warranty Coverage

Let’s compare a $20,000 vehicle loan:

Other Financing Opportunity Day Air’s Opportunity
$20,000 $20,000
0% -$2,500 dealer rebate at 2.99%
(take advantage of a rebate and Day Air’s financing)
48 month term 48 month term
$20,000 @ 0% for 48 months = $417/month $17,500 @ 2.99% for 48 months = $389/month

Save $1,344 over the term of this auto loan with Day Air!
($417 – $389 = $28 x 48 months)

Auto Loan Financing Example Disclosure: Upon approved credit – based on credit qualifications. Your rate and term may vary according to your credit history. APR = Annual Percentage Rate. Quoted rate is based on fixed rates with automatic payment – add 1/4% for cash payment. Day Air refinances do not apply. Day Air Credit Union does not guarantee to beat current auto loan rates/payments. The table shows an example only based on offers found from various manufacturers and dealers. Actual pricing and rebates will vary. Contact a loan officer for more details!

 

Simplify!

We know that all that “special offer” small print can get confusing, but we’re here to help you sort through your options. Thanks to our fantastic auto loan and vehicle loan rates, if you take the manufacturer and/or dealer rebate, and then finance your loan through us, the majority of time you can save hundred’s over the life of your vehicle loan.

Refinancing from another lender!

Not looking to purchase or lease a new vehicle right now but you have a vehicle that’s financed elsewhere? Give us the opportunity to earn your business and let us see if we can lower your monthly payment – what is there to lose?

If you do decide to refinance your auto loan or vehicle loan with us, rest assured there’s a no-hassle approach. Basically, you’ll just need to sign the loan papers! We’ll take care of paying off the old loan and transferring the title to Day Air Credit Union.

If you don’t decide to refinance, we only ask you to think of us first the next time you’re ready for an auto, motorcycle, boat or RV loan.

 

* Guaranteed Savings (and upfront dealer pricing information) not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured.
** Between 7/1/15 and 9/30/15, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2015, was $3,279. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer’s Suggested Retail Price (“MSRP”) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Neither TrueCar nor Carperks brokers, sells or leases motor vehicles.