
At Day Air Credit Union, we believe in making a difference for both our members and our community. That’s why, for a limited time, we’re excited to offer a special opportunity that benefits both you and a cause that’s close to our hearts – SICSA Pet Adoption and Wellness Center.
PAWS Your Payments – Take a Break, Save, and Give Back
Refinance your auto loan with Day Air, and you won’t have to worry about making payments for 90 days.* This means more financial flexibility for you to enjoy your summer while keeping your monthly budget in check.
But the impact doesn’t stop there.
For every auto loan refinanced through this promotion, we will donate $100 to SICSA Pet Adoption and Wellness Center.** This means that not only are you giving yourself a financial break, but you’re also directly supporting local pets in need.
Why Refinance with Day Air?
– Pause Your Payments for 90 Days –
Enjoy immediate savings and financial relief.*
– Support SICSA with Every Refinance –
We’ll donate $100 to SICSA for each auto loan refinanced.**
– Competitive Rates and Flexible Terms –
Save more with low rates and customizable loan terms.
– Quick and Easy Process –
Our team is here to make your refinance smooth and stress-free.
Ready to PAWS Your Payments and Help Pets in Need?
Refinancing your auto loan has never been easier or more impactful. Click below to get started and make a difference today.
About SICSA Pet Adoption and Wellness Center
SICSA has been a beloved part of the Dayton community since 1974, providing essential services for pets and the people who love them. As a non-profit, SICSA is dedicated to promoting the welfare of pets by offering adoption services, low-cost veterinary care, humane education, and programs that help families keep their pets healthy and happy.
By refinancing your auto loan with Day Air, you’re not only saving money but also helping SICSA continue its mission of providing second chances to countless animals in the Miami Valley.
Use our auto refinance calculator to see if you could save today!
Model years: 2021 and newer.
*Rates may change based on loan to value.
Fixed APR*
(as low as)
5.74%
Variable APR*
(as low as)
Model years: 2020 and older.
*Rates may change based on loan to value.
Fixed APR*
(as low as)
6.50%
Variable APR*
(as low as)
*Subject to credit approval. $5,000 minimum loan amount. The loan must close with a Day Air Credit Union associate. The first payment is not due for 90 days. Offer may change or be canceled without notice. Excludes loans currently financed by Day Air Credit Union. Excludes loans financed through the Day Air Drive Forward Program. Consumer loans only. Offer expires 6/30/25.
** Donations made directly to SICSA Pet Adoption and Wellness Center.
Questions? Check out the easy ways to contact Day Air below.
- Chat with a Day Air Member Service Representative
- Click on the green chat icon
in the bottom right corner of this web page and a member service representative will be happy to assist you.
- Click on the green chat icon
- Text with a Day Air Member Service Representative
- Send a text message to 937-643-2160 and a member service representative will be happy to assist you.
- Call the Day Air Member Service Center
- Call Day Air at 937-643-2160 or toll-free at 888-329-2472 and a member service representative will be happy to assist you.
*Auto Loan Disclosure Information
APR = Annual Percentage Rate
APY = Annual Percentage Yield
LTV = Loan-to-Value
All loans are subject to credit approval and other underwriting requirements. To find out what your rate will be, contact a loan officer. For plans with a variable rate feature, the annual percentage rate may vary. Prime is currently 5.50% APR as stated in the Wall Street Journal, subject to adjustment on the first day of each calendar quarter.
Members that meet all qualifications of the Loan Benefit Club will receive 0.25% loan benefit credit to an auto, recreational and closed-end signature loan each month qualifications are met (Misc. loans excluded) Day Air Loan Benefit Qualifications: debit card, minimum accumulation of $500 monthly ACH deposit, enrolled in e-statements- loan benefit paid as a credit to the loan each month that qualifications were met the prior month. Qualifications must be met on the same Day Air membership as the qualified loan; qualified loan must be closed on or after August 1, 2015.
A $20,000 new car loan for a term of 60 months at 3.79% APR, the monthly payment would be $366.51.
Rates subject to change. Please call for most current rates.
*Processing fee applies and will increase the Annual Percentage Rate.