COVID-19 Update: Branch services available via drive-thru, ATM and appointment only. Learn More

Important COVID-19 Updates.

Coronavirus assistance, updates and resources for Day Air members.

As a community partner, we want to do our part to take care of our associates, members and the communities we support. As a result of the COVID-19 public health situation we are offering numerous programs to support our members during these uncertain times. Additionally, we have made a number of temporary updates to our operations to protect the safety of our associates and members.

Click on a topic below to learn more about how Day Air can help.

Impacted services and locations.

Borrower Assistance Programs for members.

Paycheck protection program for small businesses.

Safety and soundness of Day Air Credit Union.

CARES Act summary for Day Air members.

How to access your account digitally.

Associate support throughout the COVID-19 situation. 

Community support throughout the COVID-19 situation.

Protect your money from Coronavirus scams.

Local, state and national resources for our members.

Questions? Call or text 937-643-2160.

Impacted Services and Location Information

Effective until further notice, we will remain open to serve you by drive-thru, ATM and appointment only.  The bottom-line is this: Your money is safe and available to you; we are just temporarily shifting how we serve you.

Drive-Thru Access
We will make every effort possible to handle all of your financial needs at our drive-thru service locations listed below:

  • Kettering – 3501 Wilmington Pike, Kettering, OH 45429
  • Beavercreek – 2089 Dayton-Xenia Road, Beavercreek, OH 45434
  • Centerville – 9655 Dayton-Lebanon Pike, Centerville, OH 45458
  • York Commons – 3434 York Commons Blvd, Dayton, OH 45414

Shared branching transactions may be limited.

Dayton VA and University of Dayton Branch Locations

Our Dayton VA Branch will temporarily suspend all services beginning at 12:00 noon on Monday, March 23. This decision is based on the most recent guidance from the CDC and our local community leaders. VA staff and Veterans will still have access to withdraw cash from the ATM located in the VA tower and at more than 30,000 ATMs nationwide.

Our University of Dayton Branch is currently closed until further notice. This closure is in alignment with the University of Dayton’s closure. Members who use this branch still have full access to their accounts via any of our digital offerings or by appointment and drive-thru at any of the four locations listed above.

Appointments

Our branch lobbies will be accessible by appointment only for special circumstances (including access to Safe Deposit Boxes). To schedule a branch appointment, call or text 937-643-2160 or complete this form.

Night Drops

For night drop services please use our Kettering, Beavercreek, Centerville, or York Commons locations. These transactions will be processed as they come in.

Financial Assistance

We stand prepared to assist impacted members as needed. Should you encounter hardship as a result of the Coronavirus, please contact us and we will work with you to deliver the financial assistance you need to get through this unprecedented time.​

Here to Help Loan

We’re offering a personal loan to members experiencing COVID-19 related hardship. This loan features no interest for the first 30 days and no payments for the first 90 days***.

Enhanced Skip-a-Payment Assistance

We’ve enhanced our skip-a-pay program to allow members to skip up to three loan payments on eligible loans*.
Click the green “SP” button next to eligible loans in Day Air online banking, the Day Air App, or call to get started.

Fees Waived

We’re waiving excess foreign ATM fees, eligible skip-a-pay loan fees, and waiving late fees on loans upon request. 

90 Days No Payment

Refinance any consumer loan held elsewhere or refinance an existing Day Air loan for cash out and make no payments for 90 days**.

Mortgage and Home Equity Payment Relief

If your mortgage or fixed-rate home equity is through Day Air you may be eligible for payment relief solutions. Please call 937-643-2165 to learn more.

Suspending foreclosures and repossessions

During these unprecedented times we are suspending all new foreclosures and new repossessions until further notice.

Additional Financial Assistance

Should you encounter hardship as a result of Coronavirus, please contact us and we will work with you to deliver the financial assistance you need.

Business Loan Relief

We know that businesses of nearly every size are financially impacted right now. Our business loans may be eligible for payment relief solutions. 
Please call 937-643-2165 to learn more.

Small Business Paycheck Protection Program

Providing small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Learn more and apply today.

SBA Loan Options for Assistance

For small businesses needing additional assistance, the SBA also has a direct loan offering. Learn whether this option may be right for your small business here.

*Complete Details
*By completing a Skip-A-Payment you are requesting Day Air Credit Union to advance the loan due date equal to one month’s payment. You understand that the current balance of the loan is extended by the amount of the payment skipped and that interest will continue to accrue on your loan balance throughout the deferred payment period, which may further extend the term of your loan. If there is more than one borrower on a loan, only one borrower is required to authorize a Skip-A-Payment request.
*Certain restrictions apply. Must not have used skip-a-pay on the loan more than 3 times in calendar year or 10 times during the life of the loan. Eligible loans only, ask an associate for full details.
**Interest will accrue during 90-day deferment period. First payment must be made beginning in the 4th month, on the due date disclosed in the loan agreement. Certain restrictions apply. Subject to credit approval. Limited time offer. Insured By NCUA.
***All approved loans will receive fixed-rate of 7.50% APR. Interest rate will accrue followoing the first 30 days. Monthly payment on $2,000 loan at 7.50% APR for 18-month term would be $117.82. Subject to credit approval. Limited time offer. Insured By NCUA. APR = Annual Percentage Rate.

Safety and Soundness

Federally Insured by the NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration, is a U.S. Government Agency.

Day Air’s Strong Financial Position
At a time when there is so much uncertainty, you can rest assured in the strength and stability of Day Air.  Our net worth (capital position) is and will remain well-capitalized by industry standards.  We are currently holding abundant liquidity and enter this unknown period with lower than peer average loan delinquency.  In short, we are well-positioned to weather this storm and assist our members in whatever way necessary.

 

Accessing Your Account

As always, you can access your account through Day Air online banking, the Day Air App, and at our 30,000 ATM locations nationwide. We are also available by phone and text at 937-643-2160 and by chat at dayair.org from 9am-6pm, Monday-Friday, and 9am-1pm on Saturday.

Associate and Community Support

The following precautions are in place at all branch locations for the safety and well-being of our associates and community:

  • We have increased frequency in cleaning schedules with a focus on public areas, including handrails, door handles, cash machines and other high-touch common areas.
  • We have provided additional disinfectant wipes to staff and members.
  • We have posted visual signage throughout our facilities to encourage staff and members to wash hands thoroughly and disinfect workstations, along with verbal and email communication.
  • Ensuring that our staff are informed about COVID-19 and the Centers for Disease Control and Prevention’s (CDC) advice, and requesting that staff who aren’t feeling well stay home from work
  • We have business continuity plans in place for these situations and we are following the procedures. Critical systems and staff that are essential to our day-to-day operations are setup to operate remotely and securely in the event that our headquarters is closed.
  • Allowing back-office associates to work from home whenever possible
  • Postponing or canceling large associate gatherings and community events
  • Eliminating non-critical meetings

Protecting Your Money

Scammers are taking advantage of fears surrounding the Coronavirus. They’re setting up websites to sell bogus products, and using fake emails, texts, and social media posts as a ruse to take your money and get your personal information.