Day Air Chip Cards

Day Air chip cards provide you with added security and the peace of mind that comes with it. The short video below provides a brief overview of chip cards and how to use them.

Chip cards are credit and debit cards embedded with a microprocessor on the front and the traditional magnetic stripe on the back. They are also known as “chip”, “smart” or “EMV” (Europay, MasterCard® and Visa®) cards.

Chip cards provide strong transaction security when used at a chip-enabled terminal. This added layer of security can help minimize cardholder impact when a data breach occurs.

Chip technology is already used in over 130 countries around the world. It will become the standard in the U.S. as the number of retailers accepting chip cards is growing. Day Air started converting credit & debit cards to chip cards in early 2016.

Starting in January 2016 we began replacing our members’ credit and debit cards as more retailers upgrade their equipment to accept this type of card.

Although it will take us some time to issue all of the new chip cards, there’s no need to be concerned if your card is issued at a later date. A magnetic striped card will work whether or not the retailer’s terminal is chip-enabled.

There’s no need to request a new Day Air Credit Union chip card to replace your current card. All cards on your account will automatically be changed to the new Day Air Credit Union chip card at no cost and sent to you in the mail sometime during 2016 or as your card expires after January 1, 2016. To ensure delivery, please be sure Day Air has your most recent address on file.

If you currently use a magnetic stripe card in the U.S., you can keep using it as you normally would. Cards with the magnetic stripe will work on chip-enabled terminals and chip cards can be used at terminals that read magnetic stripes.

You can be confident that your Credit Union is always working to protect your financial security now and into the future. We have software and processes which continuously monitor your accounts for suspicious activity.

Using Your Chip Card

icon_emvIN Step 1: With the front facing up, insert your card in the ATM or in-store terminal. Do NOT remove your card until the transaction is complete. Removing it too soon will cancel the transaction.
icon_emvPROMPTS Step 2: Follow the on-screen instructions.
icon_emvPIN Step 3: You may be required to enter your PIN or sign the sales receipt to complete your purchase.
icon_emvOUT Step 4: When the transaction is complete, always remember to remove your card.

 

Read some Frequently Asked Questions

What is a chip card?
When will I receive my new chip card?
What are the advantages?
Can I use my chip card for all the same things as my old card?
Will the chip card require a PIN?
Can I still use my card over the phone or online?
What if I have auto payments set up on my current card?
What if my chip card doesn't work when I insert it into the chip terminal?
Why does my chip credit card work at the chip terminal but my chip debit card does not?
What happens if I swipe my chip card in a chip-activated terminal?
What happens if I insert my chip card in a chip terminal that isn't activated?
How will I know whether to swipe my card or insert it?
Are chip cards more secure than magnetic stripe cards?
Will they prevent data breaches or fraud?
Do I need to notify the credit union before I travel outside the U.S.?
Why doesn't my new chip card work?