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Do I Need an Emergency Fund and a Rainy Day Fund?

Why have a rainy day fund? Say your washing machine decides to suddenly quit on you and needs replacing. You’re now looking at an extra expense that can run anywhere from $350-$850 (or more). Where are you going to get that kind of money in a pinch? According to...
Give the Unexpected for the Holidays

Give the Unexpected for the Holidays

Finding that perfect gift for special people in your life can be challenging. Not to mention the stress of the long lines, crowded stores, and long list of to do’s during this time of year. I have found the best place to get gifts for my loved ones is my credit...
Six Ways to Prepare for Retirement

Six Ways to Prepare for Retirement

Planning for retirement can be daunting, leaving even the most-prepared individuals feeling anxious. In an Ohio Credit Union League 2018 consumer survey, 92 percent of respondents said they had at least one major financial concern about retirement. A majority of they...
Why the Money Talk is Important

Why the Money Talk is Important

Despite financial education being one of the most important lessons to shape our adult lives, it’s not something many people learn until later in life. As a parent, you may have “talks” with your children, but too often the “Money Talk”...
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