Experience the Best Certificate Rates

Give your money a raise with a Best in the Miami Valley* certificate rate from Day Air.

36-Month Certificate

2.00% APY**

60-Month Certificate

2.40% APY**

Limited time only, bump up option available. New money only, $10,000 minimum.

If you can stockpile some cash for 36 or 60 months, then you can grow that money with the best certificate rates in the Miami Valley* for a limited time. Wondering why Day Air is able to offer higher rates of return than the competition? It’s one of the ways we reward members for trusting Day Air to help enhance their financial well-being.

Looking for a shorter-term certificate? We’ve got those too, check out our complete list of certificates here.

How do certificates of deposit work?

Certificates of deposit are the perfect option for making your savings grow. This special savings account pays you a higher interest rate in return for securely locking your money away for a certain period of time. The longer you save, the more you earn. Keep in mind, that once you open your account, you will not be able to add additional funds to your certificate of deposit for the duration of the term, which means you can set it and forget it. Think of it as a temporary vacation for your savings where your money gets to sit back, relax, and come back to you recharged.

Get Started

Getting started is easy! Just get the funds you’d like to have work harder for you and visit any of Day Air’s convenient area locations. A Day Air Member Service Representative will be happy to assist you!.

Am I Eligible?

If you’re a member of Day Air and meet the minimum deposit requirements you’re likely eligible.

  • The Best in the Miami Valley Certificates* at Day Air require a minimum deposit of $10,000 new money, other certificate types at Day Air generally require a minimum deposit of at least $500.
**Best in the Miami Valley Certificates are for new money only and require $10,000 minimum deposit. A penalty may be imposed for early withdrawal. Rates are subject to change. Limited time only. Membership eligibility is required. APY = Annual Percentage Yield.
*2.00% APY and 2.40% APY are the highest yields available for 36-month and 60-month certificates, respectively as of April 15, 2022, according to a survey of the leading banks and credit unions in the Miami Valley, see the full report at dayair.org/specialbestreport
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