Relax, We’ve Got Your Back

It’s hard to breathe easy about your finances when you just tightened your belt, isn’t it? Well, relax. With our variety of loans, we can help you avoid the between paychecks “pinch” we all sometimes feel, and we do it much more economically!

Apply For A Loan

 

Lifestyle Signature Loanloans-for-your-lifestyle

Loans for anything you need. From furniture, to school supplies, to car repairs, we want to help you succeed. With various terms and easy monthly payments it couldn’t be easier to apply.  So do it today!

 

StretchPay Loan

Many of us have felt the “pinch” when in between paychecks. With many short-term lending options available today, we felt we should enter the market and satisfy this need for our members, and do it much more economically!

This loan has been designed for established members* who need a small dollar loan to carry them over until receiving their next regularly scheduled income check. Details include:

  • $35 or $70 annual participation fee*
  • $250 or $500 initial credit limit*
  • 30 day repayment term
  • Advances must be paid in full prior to new/additional advances

We’re here to help and we want to assist you in improving your financial condition so that pinch isn’t so hard the next time. Contact us for more details on our StretchPay loan anytime

Holiday Loan

Enjoy every holiday season with rates as low as 6.24% APR^ and apply for a Holiday Signature Loan at Day Air Credit Union today!

This loan is unsecured and can be used for many purposes. They are available with various terms and easy monthly payments.

*Must be a Day Air member in good standing for a minimum of 120 days with no derogatory checking account history/activity during the past 12 months. Member must be in good standing at the time the loan is applied for and each time an advance is made. Member must be employed by the same employer for a 6-month period, or be receiving verifiable fixed income, must provide proof of income, and time on job at the time of application. Members must have at least 12 months of productive use of the $250 credit line before being considered for the higher line of $500. We also require 10% of the limit be taken from the initial advance and placed in a pledged savings account. The $35 or $70 annual participation fee is to be paid with the first advance each year.

^APR = Annual Percentage Rate. All loans subject to approval.  Limited time offer. Maximum loan amount is $2,500, approximate pay periods of 12 months or less. Rates are varied based on credit score and payment method. Rates subject to change.

Share Savings & Certificate Secured

With these loans, you can borrow funds while using your own savings or certificate as collateral. That means you can continue to earn dividends on your savings or certificate, and you will pay a minimal interest rate on this secured loan. These loans require minimal credit approval criteria, and the repayment terms are very flexible. This loan can also be beneficial if you are trying to establish or rebuild credit.

Credit Rebuilder

Bad things can happen to good people. In the past couple of years, more than ever before, we’ve seen members suffer foreclosures, repossessions, bankruptcies, and job loss. All of these can severely impact your financial situation and credit. As your financial partner, we will help you rebuild your credit to meet your financial goals. Credit Score Enhancement: Knowing your credit score is important in repairing it. This is the first step in rebuilding.

Signature Loan Product:

  • Minimum loan amount of $500
  • Loan Rates and Terms: $500 (6 months or less) at 17.99% APR^ or $600-$1,500 (12 months or less) at 15.99% APR^

^APR = Annual Percentage Rate. All loans subject to approval.  Limited time offer. Maximum loan amount is $2,500, approximate pay periods of 12 months or less. Rates are varied based on credit score and payment method. Rates subject to change.

Auto Loan Product:

  • Loan amount cannot exceed $10,000
  • Term cannot exceed 5 years
  • Rate will be based on your credit score

Computer Loan

Day Air offers a special loan for members to purchase a new computer or related equipment. We know how expensive technology can be and we make it not only possible, but also reasonable to own state of the art technology.

Checkline

Make sure your transactions are covered! With Checkline, we will automatically transfer available funds to cover your transaction if you don’t have enough money in your checking account.