Blog

17 10, 2017

When Credit Scores Have Credit Scars

A Credit 101 Halloween edition

I can vividly remember one specific Halloween day, I was riding my bike with my friends on the street in front of my house.  I was in my early teens and as always, my competitive nature got the best of me as a race broke out.  Just as I reached Read More

15 08, 2017

How to go Back-to-School with Student Loans You Can Afford

Once again our summer days are getting shorter and everybody is talking about “back to school”. Personally, I always enjoy fall. Working at the UD Branch, I feel a sense of energy on campus;  faculty are putting the final touches on their semester lesson plans, The Pride of Dayton pep band is practicing for Read More

17 01, 2017

Should You Buy a Home With No Money Down?

Did you know that you can buy a house with no money down? There are several loans and/or grants available to first time buyers, military veterans and everyday people. I am a fan of no money down home loans and grant programs, and here is why I think you should be too.

Keep your cash

To Read More

30 08, 2016

Hey Millennials…Should You Own or Rent Your Home?

“Mortgage interest rates can’t go any lower!” That’s what many Americans have been saying for the last seven years. Well, thanks to Brexit and other global economic factors, rates continue to drop.

Several lenders have priced their 30-year fixed rate mortgage around 3.00% to 3.50% (based on the qualifications of the borrowers).  Those awesome rates are about Read More