Blog

17 10, 2017

When Credit Scores Have Credit Scars

A Credit 101 Halloween edition

I can vividly remember one specific Halloween day, I was riding my bike with my friends on the street in front of my house.  I was in my early teens and as always, my competitive nature got the best of me as a race broke out.  Just as I reached Read More

3 10, 2017

Tips for Protecting Yourself from Identity Theft

As a branch manager at Day Air Credit Union I talk to a lot of members who feel like they don’t have control over their credit due to data breaches, fraud and scams. To assist members, I have compiled a list of preventative measures that will help safeguard your personal information.

Guard your information Read More

15 08, 2017

How to go Back-to-School with Student Loans You Can Afford

Once again our summer days are getting shorter and everybody is talking about “back to school”. Personally, I always enjoy fall. Working at the UD Branch, I feel a sense of energy on campus;  faculty are putting the final touches on their semester lesson plans, The Pride of Dayton pep band is practicing for Read More

18 04, 2017

Expand your wallet

It’s springtime now, but believe it or not the holidays will be here before you know it! Planning for the holidays, everyone could use a little extra money. Here at Day Air Credit Union there are a number of services that can help you save today so that the holidays go a bit smoother! I Read More

24 01, 2017

Get Your Taxes Done Right and Save

Tax time is just around the corner, so start planning now! Day Air Credit Union has teamed up with TurboTax® to save you up to $15 on TurboTax
federal products and give you a chance to win $25,000 in the TurboTax $25,000 Payday Sweepstakes. TurboTax® translates taxes into simple questions about your life, so you Read More

17 01, 2017

Should You Buy a Home With No Money Down?

Did you know that you can buy a house with no money down? There are several loans and/or grants available to first time buyers, military veterans and everyday people. I am a fan of no money down home loans and grant programs, and here is why I think you should be too.

Keep your cash

To Read More

15 11, 2016

Are Store Credit Cards Really a Good Idea?

So, you hit the stores for some holiday shopping and, sure enough, when you’re checking out at the register the sales associate offers you a discount – 5%, 10%, 15% — on your purchase in return for opening a store credit card. The same thing happens online. For example, you’re ready to check out Read More

30 08, 2016

Hey Millennials…Should You Own or Rent Your Home?

“Mortgage interest rates can’t go any lower!” That’s what many Americans have been saying for the last seven years. Well, thanks to Brexit and other global economic factors, rates continue to drop.

Several lenders have priced their 30-year fixed rate mortgage around 3.00% to 3.50% (based on the qualifications of the borrowers).  Those awesome rates are about Read More

26 07, 2016

Joining a Credit Union Before You Need to Borrow is a Smart Move

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    Joining a Credit Union Before You Need to Borrow is a Smart Move

While you may not need a vehicle loan today, do you expect that you’ll need to borrow money to buy a vehicle in the near future? Regardless of your credit history, joining a credit union and establishing a relationship now is a smart move that could really help you down the road when you Read More