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About Joe Eckley

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So far Joe Eckley has created 34 entries.
12 10, 2017

Why the American Dream Should Still Include Homeownership

“Does the American Dream no longer include homeownership?”

That was the headline of a July CNN Money post about a Pew Research study suggesting that home ownership “has become more elusive” since the financial crisis of 2008. Pew’s study found more households are headed by renters today than at any time since 1965. In kind, Read More

18 09, 2017

What does it Actually Mean to be “Good with Money?”

We all know people who are ‘good with money’.  Hopefully you’re one of those people.  We all know people who are decidedly NOT good with money.  Hopefully you can distance yourself from them when they ask you to cover for them yet again.  But what does the phrase actually mean?

It means:

Living within your Read More

15 08, 2017

How to go Back-to-School with Student Loans You Can Afford

Once again our summer days are getting shorter and everybody is talking about “back to school”. Personally, I always enjoy fall. Working at the UD Branch, I feel a sense of energy on campus;  faculty are putting the final touches on their semester lesson plans, The Pride of Dayton pep band is practicing for Read More

27 07, 2017
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    Vandalia-Butler Chamber of Commerce selects Don Schweitzer, Jr. as new Board Chairman

Vandalia-Butler Chamber of Commerce selects Don Schweitzer, Jr. as new Board Chairman

Day Air Credit Union is proud to announce that Don Schweitzer, Jr., Business Development Officer has been selected as the Board Chairman for the Vandalia-Butler Chamber of Commerce for the 2017-18 fiscal year. Day Air Credit Union has been part of the Vandalia-Butler area since 2008 with the opening of our York Commons location. Read More

19 07, 2016

Home Improvement

They say that you shouldn’t take your work home. But, after spending all day in the construction zone of our Kettering branch remodel, I can’t help it.

All day long it’s, “What color should the walls be?” “How can we squeeze another office into this space?” “Is the conference room big enough?”

I guess that I Read More

12 07, 2016

Mid-year financial check up

Mid July: time to check-in on your goals for the year!

In business, we are checking in on our goals monthly, weekly, even the more focused of us do it daily. How about your personal goals?

Did you make a plan for the year? Did you make a SMART goal?

I plan to take a trip to Read More

5 07, 2016

Interest Rates – the new normal

Borrowers love low interest rates and savers love higher rates. So many people who responsibly saved money remember fondly those days when savings accounts and certificates yielded 5% or better. The interest rate environment changed a great deal since those days. The Federal Reserve Bank managed short term rates down to zero (they called Read More

21 06, 2016

Parents After Graduation

It is officially Graduation time. It is a time to celebrate young adults achieving their goals and encouraging them to strive for their dreams. Proud parents we are and will continue to be.

But what now?

For the past 18 years our lives have revolved around our children and their activities.   Now there is empty spots Read More

7 06, 2016

Mobile Banking App Security: Beware the Evil Apps

Mobile banking is incredibly convenient. It’s no surprise more and more consumers are downloading apps to take advantage of that “bank anytime, anywhere” convenience. So if you’re going to download a mobile banking app, protect yourself. Internet bad guys are constantly improving their criminal software for Android smartphones. In the last few months, they Read More

31 05, 2016

Buying a new home? Let us help you!

Buying a New Home? It’s Never Too Soon to Prepare!

So, you’ve been thinking that maybe it’s time to stop paying rent and buy a home of your own? Let us give you some pointers so your finances are in good shape and you can concentrate on enjoying the search!

Begin or continue a savings program

Read More